How are Dual Eligibles using AI? - Deft Research
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How are Dual Eligibles using AI?

Rob Iles, Vice President of Qualitative Services –

With the rise in AI usage, an increasing question is โ€œHow are various consumer populations using AI?โ€

Deft Research has engaged in several in-depth qualitative research initiatives specifically with Duals, and has uncovered a series of useful insights about their use of AI tools and platforms.

๐——๐˜‚๐—ฎ๐—น๐˜€ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ต๐—ถ๐—ด๐—ต ๐—น๐—ฒ๐˜ƒ๐—ฒ๐—น๐˜€ ๐—ผ๐—ณ โ€˜๐˜‚๐—ป๐—ถ๐—ป๐˜๐—ฒ๐—ป๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—นโ€™ ๐—”๐—œ ๐˜‚๐˜€๐—ฎ๐—ด๐—ฒ

Things like enrollments, phone systems, text or other messaging that is AI generated, etc. There is less usage of โ€˜intentionalโ€™ AI usage (e.g. ChatGPT, etc.), but Duals are using these platforms.

๐——๐˜‚๐—ฎ๐—น๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—ฎ๐˜„๐—ฎ๐—ฟ๐—ฒ ๐—ผ๐—ณ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ถ๐—ฑ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—น๐—ถ๐—บ๐—ถ๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€

As a result, they are often very resourceful about finding sources of added income! AI is frequently consulted for this sort of information, as it is seen as faster and broader than traditional search engines.

๐——๐˜‚๐—ฎ๐—น๐˜€ ๐—ผ๐—ณ๐˜๐—ฒ๐—ป ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐˜€๐—ถ๐—ด๐—ป๐—ถ๐—ณ๐—ถ๐—ฐ๐—ฎ๐—ป๐˜ ๐—ฎ๐—บ๐—ผ๐˜‚๐—ป๐˜๐˜€ ๐—ผ๐—ณ ๐˜๐—ถ๐—บ๐—ฒ ๐˜€๐—ฝ๐—ฒ๐—ป๐˜ ๐—ฎ๐˜ ๐—ต๐—ผ๐—บ๐—ฒ, ๐—ณ๐—ฟ๐—ฒ๐—พ๐˜‚๐—ฒ๐—ป๐˜๐—น๐˜† ๐—ฎ๐—น๐—ผ๐—ป๐—ฒ
As a result, AI often becomes a familiar companion. It is not uncommon for Duals to have strong โ€˜relationshipsโ€™ with AI, or to have provided their AI platforms with personal names for reference.

๐——๐˜‚๐—ฎ๐—น๐˜€ ๐˜๐—ฒ๐—ป๐—ฑ ๐˜๐—ผ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ณ๐—ฒ๐˜„๐—ฒ๐—ฟ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐—ฒ๐˜…๐˜๐—ฒ๐—ฟ๐—ป๐—ฎ๐—น ๐—ถ๐—ป๐—ณ๐—น๐˜‚๐—ฒ๐—ป๐—ฐ๐—ฒ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—ด๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ฎ๐—น

Backgrounds and trust issues often preclude relationships with โ€˜outsiders.โ€™ Again, this means that AI may become that more trusted resource or influencer.

๐—”๐—œ ๐—บ๐—ฎ๐˜† ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฎ๐—น๐—น๐˜† ๐—ถ๐—บ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ ๐——๐˜‚๐—ฎ๐—น๐˜€โ€™ ๐—ฎ๐—ฑ๐—ต๐—ฒ๐—ฟ๐—ฒ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ผ๐—ฐ๐—ผ๐—น๐˜€
Because Duals often have challenges with โ€˜the medical system,โ€™ AI is increasingly a source for โ€˜checking thingsโ€™ (e.g. prescriptions, potential drug interactions, care regimens, etc.). This is especially the case if a Dual also functions as a caregiver for other family members and is โ€˜managingโ€™ multiple care situations.

๐—•๐˜‚๐˜โ€ฆ

One potential downside:ย ๐——๐˜‚๐—ฎ๐—น๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ผ๐—ณ๐˜๐—ฒ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐—ป๐—ฒ ๐˜๐—ผ โ€˜๐˜๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—”๐—œ ๐—ฎ๐˜ ๐—ณ๐—ฎ๐—ฐ๐—ฒ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ,โ€™ relying on a single AI output, or not โ€˜questioningโ€™ AI content.

Duals are finding in AI a companion that will not only listen but also provide recommendations. This could make AI tools a more valuable resource for this population. For example, carriers managing D-SNP plans may be able to offer a tailored AI application for Duals that will help them answer questions about their own health, medication interactions, or what plans would work best for their needs. If this is a branded experience it could drive loyalty and word of mouth.

To learn more about our qualitative research with Dual Eligibles, or other custom qualitative research with Deft Research, contact Rob Iles (VP โ€“ Qualitative Services) at Riles@DeftResearch.com.