2026 ICHRA Study Part I: Brokers and Employers

Overview

According to the HRA Council, total ICHRA-covered lives grew by 50% last year. Also, because there still appears to be an appetite to codify the rule into law, the potential for ICHRA to meaningfully disrupt a portion of the 165 million employer-sponsored insurance space seems much more likely than not.

This new report examines two of the three stakeholders who will ultimately decide the trajectory of ICHRA in the near term: the employers who are looking to untangle health insurance from employment and the brokers who will (or will not) facilitate that transition.

What's Inside the Study

Perceptions of ICHRA

Understand how brokers and employers perceptions of ICHRA are evolving as the market continues to mature.

Is the Vendor on the Same Page as the Owner They Work for?

Learn if brokers see the ICHRA in the same light as the business executive they service—and if not, where is the dissonance and how large are the gaps.

Long-term Solution to Group

Do employers see ICHRA as a legitimate solution to their healthcare obligations. What if ICHRA’s current state needs to evolve in order to move more skeptics to buyers?

Needs from Carriers

Discover what both stakeholders need from carriers and the products they produce in order to move more members to ACA-based plans.

Ready to Get Started? Fill in the form below to get in touch with Deft.

Let's Chat

To purchase a study, discuss custom research options, or simply learn more, please share your contact info and a member of our staff will reach out.

By clicking the submit button, I expressly consent by electronic signature to receive communications via automatic telephone dialing system or by artificial/prerecorded message, email or by text message from Deft Research at the telephone number above (even if my number is currently listed on any state, federal, local or corporate Do Not Call list) including my wireless number if provided, for the purpose of marketing insurance products and services. Carrier message and data rates may apply. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions.

Not affiliated with or endorsed by the government or federal Medicare program.