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Navigating Medicare Disruption

In August of this year, the U.S. Congress passed the Inflation Reduction Act, which promises to lower costs and improve outcomes for American seniors. Beginning in 2026, the Secretary of the Department of Health and Human Services (HHS) will choose a selection from the most expensive Part D drugs each year to come under negotiated price restrictions. Other changes are pending...

Positive Prospects for ICHRAs

The basis for interest in ICHRAs is clear. Deft Research’s Employer/Employee Group Insurance Study reports that for 46% of employers' payroll deductions increased 6% or more in 2022...

A Better Way to Explain Your CAHPS/QRS Scores

Identifying the drivers of CAHPS/QRS scores is paramount to long-term financial performance. The customer experience rating moves up or down with overall ratings...

MA’s Growth and MedSupp’s Contribution

From 2021 to 2022, Medicare Advantage enrollment grew 9% and the program now accounts for 48% of those on Medicare.  Switching from Medsupp to MA has been steady...

The Challenge of Ad and Message Testing

Creating the most effective marketing campaign is a challenge. In this article we provide several ideas about how imagery, headline, ad copy, and calls-to-action can be measured for their impact on consumers...

New Conjoint Analysis Method Improves Precision

Conjoint analysis is the best research method for supporting health insurance and Medicare product design decisions. We have added a new methodology...